Benefit
Assistance
We offer benefits counseling and advocacy to help you access
your public & private benefits, making sure you get the support you need.
Navigating through the maze of available benefits can be overwhelming.
Our certified Options Counselors simplify the benefits process by helping you understand state and federal options. If applicable, we assist in accessing Medicare Savings Programs to save costs.
We aim to help you make the best use of your benefits. This could be by improving your current coverage or introducing you to options you didn't know about before.
About Benefits Assistance
Benefits assistance involves helping individuals apply for and obtain government benefits. This includes things like food aid, health coverage, and financial support.
We offer benefits counseling, assistance with state and federal applications, and information about plans and programs that can help meet the needs of individuals and their families.
Types of Benefits Assistance
There are various types of benefits assistance available depending on individual or family needs. Common types include:
Common types include:
Programs like the Supplemental Nutrition Assistance Program (SNAP) offer monthly benefits to low-income individuals, families, and older adults. These benefits can be used to purchase food at most grocery stores.
Cash assistance programs, such as the Temporary Assistance for Needy Families (TANF), offer one-time payments to low-income individuals and families for basic needs, such as food, housing, and medical expenses.
The Medicare Savings Program (MSP) helps cover Medicare costs for individuals with limited income and savings.
Extra Help/Low Income Subsidy (LIS) is a federal program that helps individuals with Medicare pay for prescription drugs and lowers the costs of Medicare prescription drug coverage.
Medicaid for the Elderly and People with Disabilities (MEPD)- Provides access to Long-term Care Services and Supports
Federal Benefits for Individuals with Disabilities
- Social Security Disability Insurance (SSDI) provides monthly income to individuals with a disability and are unable to work, and who have previously paid into the Social Security system through tax on their earnings.
- Supplemental Security Income (SSI) provides funds to individuals with low income who are 65 or older, blind, or have a disability.
Access to healthcare coverage is crucial for people to meet their basic health needs.
- Medicaid is a program that offers health insurance to low-income individuals and families, including children, pregnant women, and people with disabilities.
- Medicare is another healthcare program that provides health insurance to people over the age of 65 and those with certain disabilities.
- There is also an alternate option, Marketplace Health Insurance, which allows individuals to obtain healthcare coverage by paying out of pocket.
If healthcare coverage is not an option, Options Counselors will assist in finding other alternatives to access healthcare.